Business credit cards are a great way to finance a variety of business expenses.
From purchasing equipment to emergency expenses, running a business often requires taking advantage of quick financing to keep your company afloat.
Business credit cards allow you to quickly access financing (up to your credit limit) while gaining valuable rewards.
If you’re interested in applying for a business credit card, check out some of the best cards for 2019.
Chase Ink Business Preferred
The Chase Ink Business Preferred credit card offers an incredible sign-up bonus alongside fair rewards.
After opening an account, cardholders can earn 80,000 bonus points by spending $5,000 in the first three months. This is equal to $1,000 towards travel expenses when redeemed through Chase Ultimate Rewards®.
Additionally, customers earn three points per dollar spent on shipping, advertising, travel, and telecommunications (up to $150,000 per year).
This card has only a $95 annual fee and variable APR ranging from 18.24% to 23.24%.
The Business Platinum® Card from American Express
The Business Platinum® Card is quite expensive with an annual fee of $595.
However, there a number of great benefits, including:
- 5X points on hotels and flights booked through amextravel.com
- $200 credit for airline fees
- Elite status at Hilton and Marriott hotels
- 50,000 bonus points after spending $10,000 on qualifying purchases within three months of account opening
These benefits make the high annual fee well worth it.
Capital One® Spark® Cash for Business
If you’re interested in cash rewards, it’s hard to beat the Capital One® Spark® Cash for Business.
With no fee for the first year ($95 annually after the first year), low APR, unlimited 2% cash back on all purchases, and free employee cards, this is one of the premier business credit cards available in 2019.
Capital One® Spark Miles for Business
Cash back is great, but some entrepreneurs may find a travel rewards card more useful. If so, then the Capital One® Spark Miles for Business is a great card for you.
There is no annual fee for the first year and a $95 annual fee for every year after. Card owners earn two miles per dollar spent on any and every purchase, which are worth one cent each when spent on travel expenses.
Lastly, customers can earn 50,000 bonus miles after spending $4,500 within the first three months of account opening.
American Express® Business Gold Card
Last is the American Express® Business Gold Card.
Like the Business Platinum® Card, this card has a hefty annual fee at $295 per year.
In exchange, customers can benefit from 4X points on the two categories that they spend the most on during each billing cycle. Categories include:
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- Purchases made directly from select technology providers of computer hardware, software, and cloud solutions in the U.S.
- U.S. purchases at gas stations
- Purchases at restaurants in the U.S.
- U.S. purchases for shipping
Cardholders also get up one year free of G Suite Basic and ZipRecruiter Standard — making this one of the best business credit cards available today.
Find Great Business Credit Cards Online
While these five business credit cards offer great rewards and benefits, they are not the only viable options to choose from.
By performing a quick online search, you can find and compare a variety of business credit cards to find the perfect one for you.